Thoughts, ideas, suggestions and education from financial adviser Jim Ludwick, Founder of MainStreet Financial Planning, Inc. of Odenton, MD; Washington, DC; New York City, and Santa Barbara, CA

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Saturday, September 26, 2009

Most of September Tweets

Jim Ludwick's tweets are for education and information. They are not meant as tax, legal or financial planning advice in any particular case.


1. SmartMoney's Jack Hough says don't be in a hurry to buy life insurance before they raise rates: http://budurl.com/zput

2. WSJ's Jason Zweig is also on the bond alert bandwagon. Don't chase yield he says: http://budurl.com/37uf

3. Mark Hulbert more worried about bond rally than big stock rise in past six months: http://budrul.com/nem6

4. MaketWatch reports on Moody's study that it will take 10 years for home prices to come back to previous highs: http://budurl.com/8f2u

5. Military or Fed. Civ.? Here's the website I check every morning to see what TSP is doing. Look at top of page: http://www.fedsmith.com/

6. How did mint.com, one of our favorites, make it to the big time? Now to be owned by Quicken's Intuit: http://budurl.com/5q3a

7. IRS looks for unreported income using mortgage interest deduction according to MarketWatch report: http://budurl.com/ubcd

8. US longevity poor versus other develp. countries. Our health care to blame? No, says new study reported by CNNMoney: http://budurl.com/kmgs

9. 58 and no ret. savings? Money Mag's Walter Updegrave has an answer: http://budurl.com/r7rh

10. Mutual Funds make up 90% of what they lost in last collapse according to Morningstar report in Investment News: http://budurl.com/zryf

11. Dr. Mark answers the question, "Why did smart people get out and back in and I didn't?" in his blog: http://budurl.com/g988

12. WSJ's Leslie Scism notes that variable annuities with guarantees assured many during the latest stock market collapse: http://budurl.com/u9b3

13. WSJ's Jason Zweig argues for 'buy and hold' investing strategy: http://budurl.com/p7tc

14. Kiplinger via Yahoo Finance reports on 20 things you can get for free: http://budurl.com/edgx

15. New rules for 1st time home buyers in article by Ron Lieber in NYTimes: http://budurl.com/vpjn

16. Will Baby Boomers cashing in pull down the stock market? CBO doesn't think so. Here's a MarketWatch report: http://budurl.com/yh36

17. Advice from Trent at The Simple Dollar, saving money on things is easy. Here are 12 ideas: http://budurl.com/askh

18. Colleague Phil Dyer points out July 24th Fortune Mag story on what you might lose in Healthcare Reform: http://budurl.com/dkj6

19. Is 30 the new 20 when it comes to money skills? Smart Money's Sarah Morgan has this view: http://budurl.com/kvp5

20. Schwab's Liz Ann Sonders says W recovery is out, V much more likely: http://budurl.com/l98m

21. RT @jaketapper: I follow Descartian twitter rules: Urlito Ergo Sum. I link therefore I am.

22. Balt Sun's Eileen Ambrose tells us how to check up on our bank: http://budurl.com/sz87

23. Deleted since it was a private message to my son posted by mistake.

24. Enron named Amer. Most Innovative Co. for 6yrs by Fortune accord. to Ariley in book "Predictably Irrational"

25. Kiplinger offers the retiree tax heavens and hells map for this year and next: http://budurl.com/lueq

26. Kiplinger's Steven Goldberg offers tips on where to put your "safe money" since MM's, CD's are so low: http://budurl.com/qlek

27. Pearlstein in WashPost says Paulson and Bernanke did the right thing in letting Lehman fail one year ago: http://budurl.com/pvms

28. Bankrate.com reports mortgage rates lowest since May: http://budurl.com/s2q2

29. James Stewart of SmartMoney reports housing prices hit low in 2nd qtr and are on their way up: http://budurl.com/egyf

30. Boeing moving to China? Here's a report to read and think about: http://budurl.com/ctfg

31. Market light turns yellow says WSJ's Jason Zweig, also author of Your Money and Your Brain, a fav book, : http://budurl.com/9b39

32. Men's underwear Index predicts end of recession? RT @ylanmui WashPost story: http://budurl.com/2fk7

33. Can you go after your broker for bad advice or products? Things might be improving according to CNNMoney: http://budurl.com/vehj

34. Withdrawing from your savings in retirement. How much? NYTimes story relates the latest research. Maybe take more? http://budurl.com/tqh9

35. www.Brightscope.com Client Dan likes this site. See if your 401k is rated by this firm.

36. Housing price declines not all bad in latest report from MarketWatch featuring Case-Shiller index: http://budurl.com/3w25

37. Haven't owned a home in the last 3 yrs? Get a big tax credit: Must close by Dec. 1st: CNNMoney has details: http://budurl.com/3jjv

38. Freebies Galore. RT @KiplingerMedia details all those things we can get for free including financial advice: http://budurl.com/s7c4

39. Don't be greedy says David Luskin of SmartMoney. The latest rally is the best in 75 years off a bottom: http://budurl.com/nkb9

40. Peer to peer college loans. Forbes' David Randall writes on recent trend since trad. loans are down: http://budurl.com/sfgn

41. Anna discovers the budget system that Yuri will use: http://budurl.com/usa5

42. Periodic Warning: Jim Ludwick posts tweets for the education of recipients, they are not intended as specific advice.

43. Always great ideas from Trent at his blog The Simple Dollar. Here's one of my favorites: http://budurl.com/urk6

44. @Kiplingermedia: Kimberly Lankford comes up with great ways to save on property and casualty insurance: http://budurl.com/wkhv

45. @Kiplingermedia Report on pot. stamp increase to 50 cents and P.O. going to email for letters: http://budurl.com/r2dw

46. MW's Lew Sichelman details what you should expect when your mortgage is paid off: Paperwork alert. http://budurl.com/suf4

47. MarketWatch (MW) issues warning. Get your holiday tickets early. Bargains may soon disappear: http://budurl.com/xedy

48. SmartMoney reports on tricks that credit card issuers are up to now and what you can do: http://budurl.com/49na

49. Breaking News: RT @KiplingerMedia: Saturday Mail Getting the Sack http://su.pr/1Xev8r

50. Link to blogcast next Tuesday September 29th at noon Eastern: www.baltimoresun.com/consuminginterests

51. Balt. Sun's live personal finance blog has Jim Ludwick answering ?s live next Tuesday, noon, Eastern. Email ?s to eileen.ambrose@baltsun.com

52. Term vs. Permanent Life Insurance: Here's how CNNMoney's Walter Updegrave answer the question: http://budurl.com/6xd3

53. RT @KiplingerMedia: RT @blackgirlgrown: Big barrier to becoming rich is living like you're rich before you are. http://su.pr/2ejuC7

54. R T @CherylKrueger: It's time to review your ret. plan and adjust. Focus on what you can control. Newsweek article: http://bit.ly/CIt7D

55. Get your free CLUE report on your reported property and casualty activity for the past seven years: http://budurl.com/g4zg

56. RT @KiplingerMedia See what Ins. Cos. are doing with your prop. and casualty claim info: Could haunt you: http://su.pr/1mvCLu

57. What will it take to become a millionaire? Use Kiplinger tool to find out: http://budurl.com/xr4m

58. Cal ranked #21 in USNews list. Could it be their great athletic programs pushed it ahead of UCLA et al.: http://budurl.com/lyp

59. Think your portfolio shrunk? Look what's happened at the big unversity endowment funds in a NYTimes story: http://budurl.com/g75u

60. Many people tell me they are not relying on Social Security, but don't see them saving enough. Here's a MW take on it: http://budrul.com/xjzt

61. Rich going on a budget? Yes, says NYTimes via Yahoo Finance: http://budurl.com/xah6

62. Social Security primer on Yahoo Finance from CNNMoney's Walter Updegrave: http://budurl.com/qkvj

63. Richard Ferri author of newly published:The ETF Book to speak at my DC office, Nov. 13th, 6pm. Free. Res. a must. Email Jim@adviceonly.net

64. Bankrate.com advice on using your IRA/Roth IRA for college expenses: http://budurl.com/pemg

65. WSJ warns higher income taxes coming and link to several personal finance stories worth reading: http://budurl.com/gbva

66. Investors missing rally as they head to bond funds says John Spence in MW: http://budurl.com/yhhz

67. Rob. Powell in MW(MarketWatch) report on 5 Ways To Make Nest Egg Last including link to AARP helpful calcs. http://budurl.com/l3g2

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